6 851 0 R 7 852 0 R 8 853 0 R 9 854 0 R /Pg 12 0 R 0 /Pg 12 0 R >> /S /L /P 3 0 R /P 3 0 R endobj endobj /Type /Page /K [1329 0 R] /Type /StructElem endobj >> /K [16] $467. /S /P /Type /StructElem 216 0 obj endobj 150 0 obj /K [1] /P 3 0 R >> 1166 0 R 1166 0 R 1167 0 R 1167 0 R 1168 0 R 1169 0 R 1170 0 R 1171 0 R 1172 0 R 1173 0 R << endobj >> >> >> /K [1425 0 R 1426 0 R 1427 0 R] endobj /S /P /P 3 0 R /P 3 0 R With market infrastructures migrating at different times, SWIFT is committed to helping financial institutions overcome translation challenges and risk of truncation. /Type /StructElem /K [7] 371 0 obj /F9 615 0 R /GS6 518 0 R >> /S /Transparency /Type /StructElem endobj endobj endobj /Meta15 517 0 R 504 0 obj /GS9 519 0 R /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] 1184 0 R 1185 0 R 1186 0 R 1187 0 R 1188 0 R 1189 0 R 1190 0 R 1191 0 R 1192 0 R 1193 0 R 0 << /P 3 0 R >> /K [6] the first pay day after the employee makes the request. /F10 616 0 R /K [1147 0 R 1146 0 R] >> /K [12] >> << /Pg 21 0 R /Font << /Type /Group 82 0 obj % Its a unique opportunity to capture rich data benefits and embrace data-driven innovation. /K [18] << >> /Type /StructElem /F4 523 0 R The payment standard amounts are based on the Fair Market Rents (FMR) for the Chicago regions, as determined by the U.S. Department of Housing and Urban Development (HUD). The Swiss Payment Standards support the most common business cases in payment transactions for the customer-bank interface. /P 3 0 R 399 0 obj /StructParents 117 /GS9 519 0 R << /Type /StructElem /K [1473 0 R] /F5 525 0 R /K [7] /Pg 21 0 R /Meta15 517 0 R 8 0 obj >> /S /Header /Pg 18 0 R /MediaBox [0 0 595.32 842.04] WAKEFIELD, Mass., 31 March 2022 Today, the PCI Security Standards Council (PCI SSC), a global payment security forum, published version 4.0 of the PCI Data Security Standard (PCI DSS). /Contents 524 0 R 335 0 R 336 0 R 337 0 R 338 0 R 339 0 R 340 0 R 341 0 R 342 0 R 343 0 R 344 0 R 342 0 obj /GS6 518 0 R /P 3 0 R /Pg 12 0 R >> /S /P 474 0 obj /K [1378 0 R] /F10 616 0 R As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022.1, View the Text Version /Type /StructElem 49 0 obj << 400 0 R 401 0 R 402 0 R] /K [776 0 R 777 0 R] >> << Further information on formal, operational and technical aspects of participation in the SIC or euroSIC system are available on the password-protected extranet of SIX Interbank Clearing Ltd. A modular approach is used for the structure of the Implementation Guidelines. /Type /StructElem /P 3 0 R /K [12] 50 0 obj endobj /Type /StructElem 286 0 obj /Pg 12 0 R /Prev 1605 0 R endobj 56 0 obj /K [1389 0 R] >> >> << 154 0 obj /K [20] >> /K [1000 0 R 1001 0 R] endobj << endobj << >> /Pg 33 0 R /Image241 682 0 R /Type /StructElem /S /P << To meet the needs of financial institutions, businesses and their customers, weve developed a rich portfolio of ISO 20022 payment messages. PDF FOR ACTION MOTION: Rent (SAFMR); (2) Start the Increase - Hawaii /P 3 0 R /Pg 12 0 R 149 0 obj endobj >> /P 3 0 R /K [2] endobj << /S /P /S /L /StructParents 101 /S /P >> Supplement for single adults. /S /TOCI /Type /Group 457 0 obj >> /S /P >> /CS /DeviceRGB endobj /Pg 28 0 R /K [7] /Pg 40 0 R /S /Figure /K [1433 0 R] /P 3 0 R /K [5] >> /P 3 0 R /Pg 21 0 R endobj endobj /Font << >> << /Group << /Type /StructElem /GS9 519 0 R 1117 0 R 1118 0 R] /S /Footer It also provides more flexibility for customers when dealing with multiple financial institutions and lessens the need for customization and manual intervention. << /P 3 0 R << /K [7] /S /H3 << endobj << /S /Header Nothing in this material is a solicitation by JPMC of any product or service which would be unlawful under applicable laws or regulations. >> /F2 521 0 R >> /Type /StructElem endobj /K [0] >> /Pg 42 0 R 92 0 obj /K [1011 0 R 1012 0 R] /S /P << endobj /S /P /Type /StructElem >> >> /S /H4 439 0 obj Source: Canada.ca. /S /Header endobj >> endobj << /GS9 519 0 R 492 0 obj /Group << >> >> /Chartsheet /Part << >> /Type /StructElem /MediaBox [0 0 595.32 842.04] /Pg 38 0 R >> << >> 202 0 obj << /Pg 35 0 R 63 976 0 R 64 977 0 R 1216 0 R 1216 0 R 341 0 R 342 0 R 343 0 R 1217 0 R 1218 0 R 1219 0 R 1220 0 R 345 0 R /Pg 22 0 R /MediaBox [0 0 595.32 842.04] 276 0 obj /K [863 0 R 759 0 R] << /P 3 0 R /K [4] /Type /StructElem /P 3 0 R J.P. Morgan sees an opportunity for financial institutions to shift from passive to active in the data conversation. /Font << 128 0 obj >> 493 0 obj /Type /StructElem << /P 3 0 R /S /TOCI /Resources << /Type /StructElem /P 3 0 R /P 3 0 R /DisplayDocTitle true << /P 3 0 R >> >> We seek their approval of any changes to Payments Canada rules and standards that we recommend as a result of changes in ISO 20022 usage. /Type /StructElem /K [12] >> << /Type /StructElem /Pg 18 0 R << /S /Header endobj /K [867 0 R 767 0 R] >> /Type /StructElem >> /Group << /XObject << /Type /StructElem /P 3 0 R >> endobj /F7 613 0 R 255 0 obj << << /Pg 21 0 R /F12 622 0 R /Pg 16 0 R 107 0 obj /Meta194 644 0 R /CS /DeviceRGB /A 1560 0 R These documents serve as guidance for the technical implementation of the ISO 20022 message "Customer Payment Status Report" (pain.002). << The payday for a specific pay period is 2 weeks after the end . << >> << /P 3 0 R The exchange of more remittance information with payments offers the potential for: Standards play an important role in the development and facilitation of business through the promotion of safety, quality and technical compatibility. 146 0 obj 1 0 obj endobj /Type /StructElem 176 0 obj /Pages 2 0 R 274 0 obj /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] /K [1394 0 R] The Chief Delivery Officer will lead and oversee the execution of Summary Payments are inevitable; they are a part of every Canadian's life whether it be cards, cash, or mobile payments. endobj /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_Name (C1 Public) endobj /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_SetDate (2022-03-24T09:35:00.5884318Z) 455 0 obj >> /P 3 0 R /K [778 0 R 779 0 R] /K [1384 0 R] 1087 0 R 1087 0 R 1088 0 R 1088 0 R 1089 0 R 1089 0 R 1090 0 R 1090 0 R 1091 0 R 1091 0 R /Type /StructElem /Meta15 517 0 R /K [2] << /A 1551 0 R /Pg 33 0 R /Meta15 517 0 R /Resources << /K [0] << 295 0 R 296 0 R 297 0 R 298 0 R 299 0 R 300 0 R 301 0 R 302 0 R 303 0 R 304 0 R /F4 523 0 R /P 3 0 R /Type /StructElem The updated version of the documents will be published as annual release SPS SR20nn. 30 0 obj 405 0 R 406 0 R 407 0 R 408 0 R 409 0 R 410 0 R 411 0 R 412 0 R 413 0 R 414 0 R endobj /K [933 0 R 919 0 R] /K [16] /S /P /S /P 105 [397 0 R 394 0 R 1240 0 R 391 0 R 1241 0 R 393 0 R 395 0 R 396 0 R 398 0 R 399 0 R /K [6] endobj /Pg 24 0 R /P 3 0 R /K [1450 0 R 1451 0 R 1452 0 R] 336 0 obj >> >> /S /P /K [5] /P 3 0 R /ViewerPreferences 7 0 R /XObject << endobj /P 3 0 R Payment Standards Effective October 1, 2022. << /Pg 13 0 R PDF 2022 Payment Standards - OC Housing /Type /StructElem /Type /StructElem << /P 3 0 R /Subtype /XML /Pg 24 0 R endobj /K [3] /Pg 18 0 R /Type /StructElem /S /H3 /P 3 0 R /K [871 0 R 781 0 R] 40 0 obj endobj /A 1522 0 R /Type /StructElem /K [1] 467 0 obj A deduction can only be made when the employee was the. /Meta15 517 0 R /Type /Group /S /L /Type /Page /P 3 0 R /P 3 0 R /Type /StructElem /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] As major currencies adopt ISO 20022 formatting, SWIFT estimates that 80% of global, high-value payments by volume will be processed through ISO 20022. The chart below outlines the 2021 payment standards. /P 3 0 R << endobj /Parent 2 0 R /Type /StructElem Learn more about the emerging global standard for payments and reporting messaging in a rapidly evolving digital world. /S /P Payment Standards - Houston Housing Authority >> /F2 521 0 R /MediaBox [0 0 595.32 842.04] endobj /Type /StructElem 463 0 obj /Type /StructElem << << >> >> << >> /S /TOCI 480 0 R 481 0 R 482 0 R 483 0 R 1288 0 R 1289 0 R 1290 0 R 1291 0 R 1292 0 R 1293 0 R << /K [865 0 R 763 0 R] /P 3 0 R >> /ExtGState << /S /Footer %%EOF /Type /StructElem << /K [8] /Type /StructElem /K [13] /Type /Group /P 3 0 R >> /K [1364 0 R] 1174 0 R 1175 0 R 1176 0 R 1177 0 R 1178 0 R 1179 0 R 1180 0 R 1181 0 R 1182 0 R 1183 0 R /Parent 2 0 R /Type /StructTreeRoot << /P 3 0 R /Pg 37 0 R endobj >> 488 0 obj 159 0 obj /Pg 29 0 R /P 3 0 R << /F4 523 0 R 55 0 R 56 0 R 57 0 R 58 0 R 59 0 R 60 0 R 61 0 R 62 0 R 63 0 R 64 0 R /Pg 41 0 R /Type /StructElem How will ISO 20022 promote efficiencies in payments? /Type /StructElem Contribution Related to Labour Standards | Revenu Qubec << /P 3 0 R /Type /StructElem >> << /K [6] /K [2] /P 3 0 R /XObject << /Font << /GS6 518 0 R << /Pg 21 0 R 256 0 obj >> /P 3 0 R /K [1414 0 R] >> /S /P /S /Footer /Pg 32 0 R Eligibility for particular products and services is subject to final determination by JPMC and or its affiliates/subsidiaries. << Change requests can be submitted via consultations@paymentstandards.ch at any time. /F4 523 0 R /Type /StructElem /F4 523 0 R /S /Transparency >> If the employee has agreed that vacation pay will be paid on each pay cheque as it is earned, the employer does not need to keep records and provide statements about vacation pay as discussed above. 106 [403 0 R 404 0 R 405 0 R 1242 0 R 1243 0 R 407 0 R] Stephen Lindsay, Head of Standards, SWIFT. /S /P endobj 103 0 obj /Resources << /F7 613 0 R >> 113 0 obj endobj /K [877 0 R 795 0 R] /Type /StructElem /Pg 23 0 R /OutputIntents [5 0 R] /K [1555 0 R] /P 3 0 R << 401 0 obj endobj /P 3 0 R /K [1454 0 R] /Info (Creator: HP Manufacturer:IEC Model:sRGB) /K [881 0 R 805 0 R] >> /P 3 0 R /Type /StructElem endobj /GS9 519 0 R 213 0 obj /MSIP_Label_61354688-28ff-43f9-ae7a-258f2522a8ce_SiteId (46e04f2b-093e-4ad0-a99f-0331aa506e12) /Meta15 517 0 R /K [1448 0 R] Sending and receiving robust payment details is critical not only for interoperability, but also for improving the client experience and screening measures. /Type /StructElem endobj endstream endobj 926 0 obj <. /Type /StructElem endobj endobj 221 0 obj The federal government recently announced that GST credit amounts will be doubled for a 6 month period this year. An employer is not permitted to deduct more than the applicable statute allows and cannot make deductions if the money is not remitted to the proper authority. /Pg 37 0 R >> << >> /K [4] Detailed description of the changes implemented to the XML Schema and the pain.002 message, migrating from the previous version (SPS 2021) to SPS 2022 using the ISO 20022 Schema 2019. /S /Transparency /S /Header 354 0 obj /CS /DeviceRGB /Endnote /Note endobj /P 3 0 R >> /K [3] endobj >> /Type /StructElem 73 0 obj 296 0 obj /F2 521 0 R /P 3 0 R /Meta221 667 0 R /S /P That means more information such as information from multiple invoices can be sent with a single electronic payment, reducing the need for manual intervention and re-keying of data, making business processes more efficient. 247 0 obj /F7 613 0 R 240 0 obj << This document serves as guidance for the technical implementation of the "Bank To Customer Account Report" (camt.052), "Bank To Customer Statement" (camt.053) and "Bank To Customer Debit/Credit Notification" (camt.054). /K [896 0 R 897 0 R] /F10 616 0 R /Type /StructElem /Pg 32 0 R HPHA has increased all payment tiers between six percent and twelve percent over the original 2022 payment standards that were adopted by the Board in September 2021 and went into effect January 1, 2022. 506 0 obj /Pg 33 0 R /P 3 0 R >> 322 0 obj 266 0 obj /K [1465 0 R 1466 0 R 1467 0 R] /Type /StructElem 130 0 obj << /Group << /K [23] endobj >> >> /K [7] /S /L /Image249 690 0 R /P 3 0 R /ProcSet [/PDF /Text /ImageB /ImageC /ImageI] 356 0 R 357 0 R 358 0 R 359 0 R 360 0 R 361 0 R 362 0 R] << 482 0 obj >> Element-level change assessment between SPS 2021 and SPS 2022. /F2 521 0 R