He joined Mastercard in 2002 and held various positions ranging from Product Management Processing Solutions, Business Development Lead, CD lead for Western Europe and Product Delivery lead for Europe. During that time he has worked for a bank, a vendor and a card network, giving him a valuable ability to understand the different perspectives in the payments industry. It is specific to France and distinct to the international networks Visa and Mastercard. Mark joined Mastercard in 2003 and has held various roles. They dont, however, issue cardsonly a bank can do that. By continuing to browse, you accept the use of cookies. The free N26 Standard bank account comes with a virtual cardsimply add it to your mobile wallet to pay in stores, online or in-apps from your smartphone. With our European banking license, your money is protected up to 100.000 by the German Deposit Guarantee Fund. Prepaid cards, aka cartes prpayes, enable you to complete transactions for a previously set and capped amount. Driving the localization of Mastercards multi-rail strategy is an important part of his role, that has become even more relevant as a result of the acquisition of Nets Corporate Services as well as the P27 partnership (the worlds first real-time, cross-border payment system in multiple currencies). Dual vs. Single Message Systems - Global Processing Visa vs Mastercard market share in Europe | Statista (foreign IBANs accepted) at [emailprotected]. Using Mastercard abroad: This is what you should know - Wise Vivian Zhou is the Executive Vice President & Corporate Treasurer at Mastercard. This includes reinforcing MasterCards position in the Belux market, driving forward our strong relationships with our customers and delivering innovative and emerging payment experiences for consumers that are both safe and simple to use. Call 1-888-340-2265. Visa, Mastercard, and Discover each set a minimum, fixed-rate percentage that is paid against the sum of monthly purchases processed with a credit or debit card. Previously, she was Head of Global Community Programs for Standard Chartered Bank. In 2013 he took a broader role becoming the Divisional Finance Officer for Western Europe, managing 18 countries across Iberia, France, Benelux, Nordics and the Baltics. Here, "domestic card scheme" stands for payment card schemes that only exist within specific countries and are either not known or not commonly used abroad. Jeannette Liendo is senior vice president, Marketing and Communications for Mastercard. Mark has over 20 years experience in the retail banking and payments industry. On behalf of KBC, he joined Isabel, the multi-bank SW start-up in Belgium where he held various positions as Head of Product Management, Marketing Director and Advisory Board Member. Reporting into the International Markets (IMK) business, Howard works with the European Senior Management Team and Global People Function leadership, in support of the broader People and Talent agenda, ensuring Mastercard continues to build world class People & Capability practices throughout the region. The EU is composed of several different countries, while the US is a single nation and the same rates apply to customers in all 50 states. Zanima te kako izgleda? He has more than 30 years of experience in the areas of computer technology, financial services and payments. Access to this and all other statistics on 80,000 topics from, Show sources information to incorporate the statistic into your presentation at any time. Before joining Mastercard, Mr. Riaby was Director, Means of Payment at Most-Bank, one of the pioneers in the Russian card market. Learn more about how Statista can support your business. 3. In this role, she leads Mastercards business in France, Italy, Spain, Portugal, the Netherlands, Belgium and Luxembourg. Prior to this role, he was Executive Vice President, Digital Payments & Labs, Europe and led the implementation of digital payments in Europe. In this role, Mark leads a business focused on doing well, doing good and making peoples lives easier by delivering simple and secure ways to pay and by fostering a culture where he drives new technology and innovation to position Mastercard as the partner of choice. 2. It is as of 2014, the leading debit card, issued by almost all major banks in the country. MasterCard, AMEX, and Diners Club cards are almost never accepted, no matter what your overseas bank tells you. Russia: MIR. Eimear joined Mastercard in 2012 as Chief of Staff to Ann Cairns, President of International Markets. On top of this, enjoy a wide range of deals and offers from partner brands, and much more. Maestro has been replaced by the banks that issued it with. Giulio Rindi is the Chief Financial Officer for Europe. In, Worldpay. He has extensive international experience, gained both during his tenure at Mastercard, and previously in the consulting, retail and insurance industries. Maestro card Get full access to all features within our Business Solutions. "Estimate of Credit Cards and Debit Cards per Capita in 37 Countries Europe in 2019. Are you interested in testing our business solutions? Products and features may vary by region. As a Premium user you get access to background information and details about the release of this statistic. Use Ask Statista Research Service, includes both POS (offline) as well e-commerce (online) transactions. Terms & Conditions on your card may vary by the card issuer. Most banks issue Maestro debit cards, with only. Visit our compare accounts page to learn more. Peter Bakenecker is Mastercards Division President for Central Europe Division. Simple, convenient and always well-received.4 1. Credit card products vary by country/territory. Your perfect travel companion, Mastercard debit cards are accepted worldwide and offer zero foreign transaction fees when spending abroadwith no mark ups or extra charges. He joined American Express in 2006 in London and during his tenure held a series of positions of increasing responsibilities in the Business Travel and Payment sector. Your debit card will also have the symbol of a debit card network like PLUS, Cirrus, or Maestro. March 2, 2022. Prior to that, she was Head of Brand and Digital Media for Microsoft International. Since joining in 2006 Peter held various management positions, including Head of Product, Business Development as well as Digital Payments for Europe. Statista. Available: https://www.statista.com/statistics/1112757/credit-cards-and-debit-cards-per-capita-in-europe/, Estimate of credit cards and debit cards per capita in 37 countries Europe in 2019, Available to download in PNG, PDF, XLS format, Share of cash in in-store payments in 38 countries in Europe in 2019, Ratio of currency in circulation (CIC) to GDP in Europe 2019, by country, Coronavirus impact on cash in circulation in Europe 2008-2021, ATM numbers in the EU-27 2000-2020, by country, Estimate of ATM withdrawal value per capita in 32 countries in Europe 2019, POS terminal figures for 31 countries in Europe 2020, Cash withdrawals made at POS terminals in the EU-27 2000-2020, by country, Estimate of credit card and debit card numbers in 37 countries in Europe 2019, Estimate of credit card and debit card penetration in 37 countries in Europe 2019, Visa, Mastercard, Amex, Diners market share against each other in Europe 2015-2020, Credit card penetration in Europe 2020, by country, Global NFC payment value in 2020 with forecasts to 2024, by region, Contactless payments market share at POS in Europe 2018, by country, Global mobile wallet market size in 2020 with forecasts to 2025, by region, Mobile payment app use in selected countries in Europe 2019, Global QR payment market size in 2020 with forecasts to 2025, by region, Daily active users of PayPal in 21 countries in Europe in 2019, Payment instrument use in Germany by age group in 2020, Most used mobile payments by brand in Germany 2022, Penetration rate of credit cards in Germany 2013-2028, Annual number of contactless card transactions in the UK 2014-2022, Most popular e-commerce payment methods in the UK 2016-2022, Most used mobile payments by brand in the UK 2022, Penetration rate of credit cards in the United Kingdom 2013-2028, French people's preferred payment method used in a store 2020, Most popular payment methods for online purchases in France 2021, Most used mobile payments by brand in France 2022, Penetration rate of credit cards in France 2013-2028, Cashless payments volume for various payment methods in Italy 2020, Most used mobile payments by brand in Italy 2022, Penetration rate of credit cards in Italy 2013-2028, POS purchasing operation value compared to cash withdrawals in Spain 2002-2020, Most used mobile payments by brand in Spain 2022, Penetration rate of credit cards in Spain 2013-2028, Annual credit card and debit cards issued in Austria 2006-2021, Annual credit card and debit cards issued in Hungary 2000-2021, Credit cards and debit cards per capita in Serbia 2016-2019, Credit cards and debit cards per capita in the United Kingdom 2010-2021, Credit cards and debit cards per capita in Lithuania 2010-2020, Credit cards and debit cards per capita in Czechia 2010-2020, Annual credit card and debit cards issued in Greece 2000-2021, Annual credit card and debit cards issued in Romania 2000-2021, Annual credit card and debit cards issued in Bulgaria 2001-2021, Credit card and debit card number in Iceland 1997-2020, Credit card and debit card number in Norway 2008-2019, Credit cards and debit cards per capita in Spain 2010-2020, Credit cards and debit cards per capita in Latvia 2010-2020, Credit cards and debit cards per capita in Croatia 2013-2020, Annual credit card and debit cards issued in Portugal 2000-2021, Bank card payment distribution Philippines 2020, by type, Find your information in our database containing over 20,000 reports. We use cookies on this site to enhance your user experience. Business or personal? All N26 debit Mastercards allow you to spend money directly from your account via your physical or virtual card, and include all the Mastercard security features. The benefit: Monitors your credit file for changes that could indicate fraud, such as new credit inquiries, an address change, or a new They reinforce the value of payments, enhance business performance and elevate consumer experiences for issuers, merchants, processors, acquirers and public-sector institutions. difference among credit, debit, and prepaid cards. In this role, Mr. Simon has overall responsibility for Mastercard operations, sales, products & services and marketing; and leads the companys efforts in driving digital innovations and development of electronic payments across 12 markets, including Russia, Turkey, Israel and CIS countries. World Mastercard credit cards in Switzerland | My Mastercard Register in seconds and access exclusive features. Want to subscribe to a French home contract? Peter, his wife and two sons live in Munich. Are you interested in testing our business solutions? In this role, she is responsible for growing the business within the account as well as bringing new innovations to the bank to be implemented jointly. Ms. Aurrecoechea earned a Bachelor of Mathematics from the University of California, San Diego and a Master of Business Administration from San Diego State University. Their strong selling point are the travel insurances these cards often come with, such as health insurance, death insurance, lost or stolen luggage insurance, plus in some cases, exoneration from paying a deposit on car rentals and early hotel reservations (conditions apply). Thanks to an international bank card (carte internationale), you can make payments and withdraw money under the same conditions in the Euro zone than in France, and outside of the zone, within the Visa and Mastercard networks, in exchange for a fee. If you are an admin, please authenticate by logging in again. Facebook: quarterly number of MAU (monthly active users) worldwide 2008-2022, Quarterly smartphone market share worldwide by vendor 2009-2022, Number of apps available in leading app stores Q3 2022, Research expert covering finance, insurance & real-estate, internet & e-commerce, Profit from additional features with an Employee Account. Giulio brings with him over 20 years of international consulting, auditing and finance experience working across financial services, travel, manufacturing and distribution, technology and payment industries. When youre Max Lanckriet is currently Executive Vice President Customer Delivery Europe. (March 2, 2022). In this role, he is responsible for managing the regional operations and technology teams and technology portfolio throughout Europe. Previously, he was general manager Southern Europe from 2002 to 2008, where he directed Mastercard activities in Italy, Iberia, Greece and Turkey. Before joining Mastercard in 2007, Jennifer was the chief credit officer at African Bank in South Africa. Mr. Riaby joined Mastercard in August 1998 as Regional Business Manager for Russia and Ukraine. ", Statista, Estimate of credit cards and debit cards per capita in 37 countries Europe in 2019 Statista, https://www.statista.com/statistics/1112757/credit-cards-and-debit-cards-per-capita-in-europe/ (last visited May 01, 2023), Estimate of credit cards and debit cards per capita in 37 countries Europe in 2019 [Graph], Statista, November 23, 2020. In this role, she is responsible for the end-to-end technical implementation of the companys products and services worldwide to issuers, acquirers, merchants and other partners. He is passionate on traveling and exploring new parts of the world together with his family. Worldpay. Mastercard in France offers the following cards: Visa in France offers the following cards: In France, the CB Bank card group, known as the "Groupement des Cartes Bancaires CB", is the French national interbank network. You should find stickers off all the accepted cards on shop and restaurant windows. Chart. For many years he was part of the Mastercard Advisors management team for Europe, AP and MEA, where he had the opportunity to design and build payments technology solutions in various geographies for different industries. As a premium customer, your bank account comes with a Mastercard debit card. Directly accessible data for 170 industries from 50 countries and over 1 million facts: Get quick analyses with our professional research service. Refer to the Mastercard Guide to Benefits for more information. 1Certain terms, conditions and exclusions apply. In this second case, these cards can only be used in this company's stores and selling points. Find out more about why N26 partnered with Mastercard and what it means for you as a customer. Jennifer serves on the board of directors at Fair4All Finance and at ICM Mobility Ltd. She holds a Bachelor of Science in statistics from Lehigh University and a Master of Science in statistics from Iowa State University. Mastercard in France offers the following cards: 6 Credit cards: The Standard Credit Card; The Gold Credit Card; The Titanium Credit Card; The Platinum The N26 Mastercard debit card accepted worldwide Please do not hesitate to contact me. Available on iOS and Android. These cards are anonymous, unless you wish to charge your card with over 1,000, in which case you will have to provide proof of ID and a proof of address. Prior to this, he was head of business development for Mastercard activities in Italy and Greece and account and new technology director for Mastercard activities in Italy, where he managed the introduction of new technologies and e-commerce in the payment sector. WebWhat is Maestro? American Express is also widely accepted, but you will run into merchants who wont Payal serves as a trustee for Women Win and is a fellow at the RSA and the Institute for Corporate Responsibility and Sustainability. Mr. Tittarelli was also the recipient of the Mastercard International 2005 Sales Champions of the Year for Europe. The main objective of the CB group is to ensure optimal interbanking of French bank cards, so that all cards are more easily accepted nationwide. Mastercard Debit Card - HSBC She also held leadership roles at U.S. Trust, McKinsey & Company and AT&T Bell Laboratories. He is responsible for the overall success of the only true multi-rail payments technology company, across a region that encompasses 53 countries and serves over 950 million people through partnerships with retailers, financial institutions and businesses. Acknowledged as an inspirational and progressive people manager, she has throughout her career maintained focus on the synergies of new technologies with traditional banking products and payments to introduce and cultivate major innovations in financial services. Use your debit Mastercard to pay in stores, online, and in-app while abroadno matter where you are. Maestro often requires on-line electronic authorization for every transaction, although Mastercard's rules permit the establishment of floor limits on Maestro EMV chip transactions only. Simply open a bank account in minutes, and pick your favorite color. A native of South Africa, Mr. Lane received his law degree from the University of the Witwatersrand, Johannesburg. Vivian holds a Master of Business Administration from the Wharton School at the University of Pennsylvania and a Bachelor of Science degree from Binghamton University. She was thereafter involved in the merger with the New York Stock Exchange in 2007 to form NYSE Euronext, and after its acquisition by ICE in 2013, in the subsequent separation and IPO of Euronext in 2014, followed by the enlargement to Dublin and Oslo exchanges. Credit and debit cards In December 1985, Mr. Baugnies received a certificate in computer science from The Institute of Cinematography and Radio in Brussels, Belgium. Pick from a choice of 5 colors if youre an N26 Smart, Business Smart, or N26 You and Business You customer. In this role, she managed and substantially grew the companys core business, services and partnerships with banks and credit unions in a very competitive market. She is a seasoned business leader with over 20 years of financial services experience. Not a Visa Debit, not a Debit Mastercard, and definitely not a credit card: it has to be just a debit card. Mark has an MBA from Imperial College Business School, University of London, and a Bachelors degree in Economics, also from London University. statistic alerts) please log in with your personal account. A Texas native, Payal has a BA with honors from Stanford University and an MBA and an MPA from New York University. Learn more about how Statista can support your business. N26 Mastercard debit card accepted worldwide She worked for Citibank in the Netherlands, UK and Denmark. In France, a credit card (carte de crdit) either refer to a standard card provided by a bank, or a card provided by an account in partnership with a private company. Howard is responsible for all People & Capability (Human Resource) activities across Mastercards Europe region. There are 3 types of payments cards, as detailed below. He also managed and identified new equity investments with the division heads and country heads across the region. Valerie started her career at Lhoist SA where she worked as SAP functional analyst. Enjoy fee-free ATM withdrawals in any currency included with your N26 You and Metal account. In this capacity, she designed the Banks new community investment strategy and oversaw all programs related to education, girls empowerment, global health, emergency response, and disaster relief. WebCard Organization Pass-Through Fee Schedule Effective April 2019 Confidential and Proprietary to First Data. The best of the best: the portal for top lists & rankings: Strategy and business building for the data-driven economy: Industry-specific and extensively researched technical data (partially from exclusive partnerships). Prior to moving to Telefonica, Ms. Aurrecoechea was Mastercard Spain and Portugal country manager for two and a half years. In his role, he leads a strong team with offices in four markets, focused on leveraging Mastercards global strength and innovation power to make a positive difference for the people living in the Nordics and Baltics. You can also use your World Mastercard to pay with Apple Pay, Google Pay or Samsung Pay. If youre a premium customer, your N26 Mastercard is included with your membership. He joined the region after spending almost two years as the CFO for Middle East & Africa. Prior to joining Mastercard, Mr. Battiston was at Accenture and McKinsey & Company, where he developed operational projects and industry strategies in the telecommunication and financial sector in Italy and abroad for several years. Choosing a French bank card implies comparing a set of features, to find the one right for your situation. WebMaestro cards can only be used as debit cards, meaning they only have access to the funds on the owners bank account. Giulio served on the Board of Directors of UVET American Express. Thus, all Cartes Bleues in France are also CB cards, but not all CB cards are Cartes Bleues, as some CB cards can be linked to both the Visa and the Mastercard networks. So what makes a Visa different to a Mastercard? Debit card products vary by country/territory. Cards used in the Netherlands are usually Maestro and/or VPay. Prior to this role, Mr. Baugnies served as Group Head, Global Network for Europe. The payment is authorized by the card issuer to ensure that the cardholder has sufficient funds in their account to make the purchase. Debit cards offer the convenience of credit cards and many of the same consumer protections when issued by major payment processors such as Visa or Mastercard. Catherine Langlais is an Independent Non-Executive Director at OSTC, a derivatives trading and education business in the UK, since May 2020. In this role, he leads the team that is responsible for delivery and implementation of Mastercard programs and projects across Europe. Credit Cards Number of cards with a delayed debit function; Number of cards with a credit / delayed debit function; Number of cards with a debit / delayed debit function. Europe He completed executive programs at the London School of Economics and Political Science. She brings more than 30 years of global experience in payments and financial services, with positions at Experian, American Express, and First USA/Bank One. As a Premium user you get access to the detailed source references and background information about this statistic. Merchant Discount Rate (MDR In this role, she leads a global organization that is responsible for all treasury activities, credit risk management and enterprise risk management. She is responsible for leading strategy and operations with our partners including financial institutions, merchants, digital players and corporates; driving transformational change across physical and digital payments, using our multi-rail network. Market share of international and domestic payment card schemes in 15 countries in Europe in 2020 [Graph]. Mastercard Maestro is a brand of debit cards and prepaid cards owned by Mastercard that was introduced in 1991. He started his career at the Bank for Foreign Economic Affairs of the USSR (Vnesheconombank), the first bank in the USSR to sign a license agreement with Mastercard. Accessed May 01, 2023. https://www.statista.com/statistics/1112757/credit-cards-and-debit-cards-per-capita-in-europe/, Statista. Just keep in mind that these ATM cards cannot be used to make transactions in shops or online. Previously, Giulio Rindi was Mastercard Chief Financial Officer for Latin America & Caribbean since January 2018. All your online payments are protected thanks to Mastercard SecureCode technology, which provides an extra layer of security for your online purchases. Her responsibilities within the Euronext Group included supervising all legal and regulatory matters, coordinating the interactions with the Euronext College of Regulators, and advising the Managing and Supervisory Boards. To activate your ID Theft Protection benefits, visit mastercardus.idprotectiononline.com and enter your card number to start the registration process.